Author: Chitra Mehra
One of the most rewarding financial offers for salaried professionals who are willing to take high-value finances on personal or professional needs is a loan against property (LAP). Well-known for its easy option to borrow, a loan against property enables salaried professionals to leverage the value of their residential or commercial property possessed by them in order to take the desired loan. But LAP approval entails a holistic application process that demands the applicants provide some elementary documents. Familiarity with the most fundamental document requirements has an immense ability to facilitate the loan application process and trigger approval opportunities. If…
Corporate Fixed Deposits (CFDs) are gaining traction among investors who seek higher returns on their savings. Unlike bank fixed deposits, corporate fixed deposits are investment instruments offered by companies, typically non-banking financial companies (NBFCs), to fund their business operations. While these instruments promise attractive interest rates compared to traditional fixed deposits, they carry an inherent level of risk due to their exposures to the operational and financial health of the issuer. Evaluating risk in corporate fixed deposit investments is essential to safeguard your funds and maximize returns. This article delves into the process of assessing risks, with a focus on…
That first rod and reel combo is every UK angler’s rite of passage. It is cheap and convenient, and it is all about being there on the bank, canal, or coast with a fishing rod in hand experiencing the first taste of the thrill of catching. It is the perfect launchpad. But when you start sharpening skills and grow in ambition to perhaps target species, master unique methods, or fish in more demanding environments, you start asking yourself: “Is that combo holding me back?” When should I consider buying a dedicated rod? The answer is not about throwing your starter kit right…
An Initial Public Offering (IPO) is a pivotal moment in a company’s history. It signifies the shift from being a privately-owned entity to one traded publicly on the stock exchange. The IPO process allows a company to raise capital while offering investors an opportunity to purchase stocks or shares for the first time. The journey of an IPO launch involves several complex steps, as stakeholders, investors, and regulatory bodies work cohesively to ensure smooth execution. If you’ve recently considered participating in an IPO, opening a demat account is your gateway to engaging in this exciting sector of equity markets. In…
When it comes to fishing on the go, having the right gear goes a long way. Whether you are an angler on the weekend or a globetrotter, travel rods are soon becoming the essentials for those who want to fish minus the traditional bulky setup. But even the best travel rods will not fare well without the well-chosen hooks to match. This is why knowing the fishhook sizes applicable for your rod and target species could go either way in your fishing experience. This blog attempts to lay down the necessities to consider in choosing the right fishhook size for…
Understanding tax regulations is crucial for every salaried individual in India, especially with the introduction of the new tax regime slabs. Since the new tax regime was introduced in Budget 2020, many taxpayers have been evaluating its impact on their take-home salary. This article aims to provide a comprehensive analysis of how the new tax slabs alter your income tax burden and consequently your net salary. Additionally, we will touch upon the implications of short term capital gain tax, which also influences your overall taxable income and financial planning. The new tax regime offers lower tax rates across various income…
Personal loans have become one of the most sought-after financial instruments for meeting short-term or immediate financial requirements. Whether it’s to fund medical emergencies, plan a wedding, consolidate debt, or simplify any large expense, personal loans provide an accessible, unsecured option. However, as much as personal loans offer financial flexibility, borrowers often aim to close them early to reduce interest costs. This is where pre-closure and foreclosure of personal loans come into the picture. In this article, we will explore everything you need to know about personal loan pre-closure and foreclosure, their advantages, potential drawbacks, and how tools like an…
Purchasing a home is one of the most significant milestones in life. For many, it’s not just a financial decision but an emotional one—a dream many aspire to achieve. However, buying a home often requires financial assistance in the form of a home loan. If you’re planning to take a 23 lakh home loan, managing your EMI (Equated Monthly Installments) efficiently and securing the lowest possible interest rate is critical. In this article, we will explore effective strategies to help you secure the lowest interest rate for your 23 lakh home loan EMI in 2025. We’ll also touch upon the…
Gold has always held significant economic and cultural importance in India, making it one of the most sought-after commodities in the country. From being an investment tool to a symbol of prosperity and tradition, the demand for gold never wanes. Among cities where gold plays a vital role in influencing local economies and individual buying patterns, Muzaffarnagar stands out. Known for its thriving marketplace and a population deeply interested in investments and traditional jewelry, the gold rate today in Muzaffarnagar plays a pivotal role in shaping purchasing decisions for both buyers and sellers. Gold rates are not static—they fluctuate daily…
SEO audits are typically seen as the best way to verify a website’s performance when it comes to digital visibility. They figure out what’s working, what’s not, and where there are chances to improve. But one thing that is often missed throughout these analyses is the idea of POV. Knowing what “point of view” (POV) means can change how you think about audits, turning them from technical assessments into useful plans that improve overall performance. Why POV Matters in SEO At its foundation, POV meaning is more than just point of view. It affects how content is made, how data…